Raphael W. Bostic

Real estate expert focusing on mortgage banking, Southern California markets and community development

Professor, USC Price School of Public Policy
Judith and John Bedrosian Chair in Governance and the Public Enterprise
Director, Bedrosian Center on Governance and the Public Enterprise


  • housing economics and forecasting
  • Southern California real estate markets
  • home ownership
  • mortgage lending
  • small business lending
  • fair lending and discrimination issues
  • credit scoring and automated underwriting
  • Community Reinvestment Act
  • banks’ role in community development
  • urban economics and development
  • California politics
  • real estate economics
  • smart growth
  • governance
  • gentrification

Additional Information

  • Board Member: Mayor’s Industrial Development Policy Initiative Advisory Board; Livable Places, a nonprofit affordable housing development
  • Former Assistant Secretary, U.S. Department of Housing and Urban Development, Obama Administration
  • Staff and Senior Economist, Federal Reserve Board of Governors (1995-2001)
  • Member: American Economic Association, American Real Estate and Urban Economics Association

Photo Downloads


  • USC Bedrosian Center on Governance and the Public Enterprise - Director's Message

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